Rush Card – Review
This card was created by co founder of Def Problem record heed, Russell Simmons. This is a prepaid card and is issued as the urge card or you can accept a baby phat rush card.
The baby phat prepaid card works this way; you make a deposit on your card, then you can utilize your card to effect purchases, then the funds to pay for those purchases are deducted from your card. The card offers 100% guaranteed approval.
There is no chex systems check or a credit check. The rush card comes as a black card and the baby phat rush card is a pink card.
With this card you have free say deposit. To enroll in this you only have to fill out a construct and turn that into your employer or payroll department.
Then your paychecks will be directly deposited into your rush card account. You will still receive pay stubs to inform you of hours worked and what your deposit is.
If you are in need of cash this card can be used at over 800,000 ATM’s world wide. You also have free online account access.
You card can be used to make purchases over the phone and online. In addition your rush card allows you to write physical paper checks.
To use this feature you visit the website and input the person or business that you want to write a check to. This includes name, amount of payment and address.
Then press send a real physical check will be sent to the business or person. This can establish you money by not having to buy money orders again.
With this service and instruct deposit you will also save money by not having to pay for check cashing fees.
However, we do not recommend the rush card. This is because of the number of fees they have that other prepaid cards do not carry.
An example of these fees is the convenience fee the urge card has. With this fee you are charged every time you use your card.
The charge for this fee is $1.00. There is a maximum charge of $10.00 a month however you will be charged this $1.00 fee every time during that month.
You will have to wait till the end of the month and full calendar month later to have your extra charges refunded to your tale.
This can work out to you waiting almost a full two months before you are refunded for your extra charges. This is insane, furthermore who only uses their card ten times in a month?
I don’t know how they get away with charging these fees it seems unfathomable. In addition making their card holders wait so long before being reimbursed.
Also with the rush card in order to use bill pay you must pay $2.00 and then an additional $1.00 for every check you write. There are many prepaid cards that offer this service for free.
The rush card proudly says there are no hidden fees with their card. However they have more fees than any other card we have reviewed. They carry a fee with every transaction you make with your card.
In sum, stay away from the rush card. Instead we suggest the AccountNow Prepaid Visa card it offers free direct deposit, free bill pay, free credit builder and free activation for a review visit us.
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Filed under Visa Prepaid Debit Cards by on Dec 12th, 2011. 
